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India’s financial inclusion has huge traps
Policy Watch
Financial traps through Aadhaar and NPCI
RN Bhaskar
In the last week of September, government officials were rudely shaken by questions raised by Moody's Investors...
TECHNOLOGY
Falling oil prices can be a cause for ecstasy. But they can lead to agony if jobs are lost and inward remittances are hurts
LATEST NEWS
The Double Edged Sword of AI
MARKET PERSPECTIVE
By J Mulraj
Oct 3-9, 2026
The Quandary Over The Prisoner’s Dilemma
Image created using ChatGPT
USA, the world’s largest economy, has a huge debt problem. Government...
India’s housing policy strips people of dignity
12 Oct 2026
India’s affordable housing – dehumanising
By RN Bhaskar and Sakeena Bari Sayyed
Image: Chatgpt
While food may be essential for survival, clothing and housing are...
The Animal Farm of An Unequal Society
MARKET PERSPECTIVE
By J Mulraj
Sep 26-Oct 2, 2026
Structural Weakness Cannot Deliver a Viksit Bharat
In George Orwell’s book, Animal Farm, released in 1945, the commandment was...
Research
POPULAR ARTICLES
Banking and finance sector in budget 2021: Are we putting the cart before the...
https://www.freepressjournal.in/analysis/budget-2021-banking-and-finance-are-we-putting-the-cart-before-the-horse
Budget 2021 hurts both banking and Atma Nirbhar Bharat
RN Bhaskar -- 09 Feb 2021
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All the Budget 2021 articles can be found at http://www.asiaconverge.com/2021/02/budget-2021-series/
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The finance...
What changes the government needs to make to bring in the solar power revolution
Nothing like the sun
India has finally begun to make its mark in solar energy (see chart).
Significantly, as was the case with Germany, solar power...
India and USA, a strategic realignment
MARKET PERSPECTIVE
By J Mulraj
June 17-23, 2023
What will it look like?
Strange are the geopolitical quirks of history! For years, USA, the world’s oldest democracy, had...
LATEST REVIEWS
Stressed assets: Sometimes crooks squeal loudest
http://www.freepressjournal.in/analysis/stressed-assets-sometimes-crooks-squeal-loudest-r-n-bhaskar/880378
Stressed assets: Scamsters try to squeal their way out
Over the last fortnight, most headlines talked about Raghuram Rajan, Governor, Reserve Bank of India (RBI),...













































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